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Explaining Today’s Mortgage Rates
Buying A Home
Kyle Costa

Explaining Today’s Mortgage Rates

If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast. At the same time, there are markers that assist us in explaining today’s mortgage rates. One

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Homebuyers Are Getting Used to the New Normal
Buying A Home
Kyle Costa

Homebuyers Are Getting Used to the New Normal

Before you decide to sell your house, it’s important to know what you can expect in the current housing market. One positive trend right now is homebuyers are getting used to the new normal and adapting to today’s mortgage rates. To better understand what’s been happening with mortgage rates lately, the graph

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Why Homeownership Wins in the Long Run
Buying A Home
Kyle Costa

Why Homeownership Wins in the Long Run

Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to think about the long-term benefits of homeownership when making your decision. Taking a

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What Homebuyers Need To Know About Credit Scores
Buying A Home
Kyle Costa

What Homebuyers Need To Know About Credit Scores

If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, pay back debts, and more. It’s also a factor

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Evaluating Your Wants and Needs as a Homebuyer Matters More Today
Buying A Home
Kyle Costa

Evaluating Your Wants and Needs as a Homebuyer Matters More Today

When it comes to buying a home, especially with today’s affordability challenges, evaluating your wants and needs as a homebuyer matters more today than ever. And, today’s higher mortgage rates are impacting how much it costs to borrow money for your home loan. To help offset today’s higher borrowing costs,

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Selling Your House
Kyle Costa

The True Cost of Selling Your House on Your Own

Selling your house is no simple task. While some homeowners opt to sell their homes on their own, known as a FSBO (For Sale by Owner), they often encounter various challenges without the guidance of a real estate agent. If you’re currently considering selling your house without a Realtor, here’s

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How Homeowners Win When They Downsize
Mortgage News
Kyle Costa

How Homeowners Win When They Downsize

Downsizing has long been a popular option when homeowners reach retirement age. But there are plenty of other life changes that could make downsizing worthwhile. Homeowners who have experienced a change in their lives or no longer feel like their house fits their needs may benefit from downsizing too. Let’s

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Powerful Job Market Fuels Homebuyer Demand
Buying A Home
Kyle Costa

Strong Job Market Is Fueling Homebuyer Demand

The spring housing market has been surprisingly active this year. Even with affordability challenges and a limited number of homes for sale, buyer demand is strong and getting stronger. This effectively illustrates how America’s strong job market is fueling homebuyer demand. One way we know there are interested buyers right

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